Business Insurance

Your business is unique, and your coverage should be too.

Running a business is hard work. You might have a dozen things to worry about on any given day, but insurance shouldn’t be one of them. That’s the beauty of working with a Grange independent agent. They take on the heavy lifting for you, working with you to uncover your needs to find coverage that’s as unique as your business is.

Talk to an independent agent to learn more. Here are just a few considerations and questions your agent may ask about before making a coverage recommendation:

• Risk evaluation. Would it help you if a professional took stock of the risks that your business is exposed to?
• Commercial property and auto. What commercial buildings, vehicles and equipment are critical to your business?
• Commercial liability. Are you prepared financially if a customer slips and falls in your store or building?
• Employment practices liability. Are you prepared financially if an employee accuses your company of discrimination?
• Commercial umbrella. Does your business need liability protection with higher limits?
• Commercial package and farm owners insurance. Could the unique makeup of your business impact your insurance needs?
• Workers compensation. Are you legally prepared if an employee gets hurt on the job?
• Employee life insurance. Could including employee benefit options in your existing insurance portfolio save you in the long run?
• Business continuation and succession planning. Would your company survive the loss of a business partner or key executive if he or she falls ill or dies unexpectedly?